Candidates for the RICP® designation must complete a minimum of three college-level courses and are required to pass a series of two-hour, proctored exams. They must also have three years of experience, meet stringent ethics requirements, and participate in The College’s continuing education program.
The RICP® educational curricula is one of the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. The three-course credential helps advisors gain experience in retirement income planning, a key focus area often not in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP® provides a wealth of practical information for advisors.
Using the most current techniques, RICP®’s identify retirement income needs and objectives and evaluate a client’s current situation relative to those goals. Individuals who earn a RICP® can provide professional advice on a broad range of retirement topics including income needs and objectives, financial estate issues and other risks to the retirement income planning, Social Security, health insurance and housing decisions, and income taxation.